Launched early in 2004 Evolution is a unique insurance services group which has a track record of delivering innovative services to the independent broker market.

Our core underwriting business delivers bespoke underwritten and quote and buy commercial insurance products targeted at SMEs and distributed through independent provincial brokers.

We operate with a wide range of highly reputable Insurer partners.

By deploying a centralised underwriting approach underpinned by advanced web‑based systems we offer a unique service proposition to our brokers and their policyholders.

Central to our underwriting philosophy is the proactive management of risk and we offer a range of risk management services to complement our core insurance offerings.

We have created a unique systems platform which enables rapid delivery of new facilities and capabilities at low cost. Our systems are core to our insurance processes and enable the achievement of high levels of efficiency and process innovation.

Today's insurance market presents many challenging opportunities. We are uniquely positioned to help our brokers and partners meet these challenges head on.

Evolution Underwriting Ltd

Evolution Underwriting is the Group's core insurance underwriting business. It is authorised and regulated by the Financial Conduct Authority.

Backed by a wide range of highly reputable Insurer partners we offer a broad range of insurance products targeted at small to medium sized commercial enterprises.

We distribute our products through a carefully selected and managed panel of independent provincial brokers. These brokers enjoy;

  • Quotation Exclusivity
  • Net rating and flexible commission structures
  • Outstanding service with access to underwriters empowered to make decisions
  • Access to the Stingray trading platform
  • Access to our unique Commission Enhancement Scheme which rewards partnership by recognising account growth over time

Our proposition combines high levels of security, exclusivity, seamless electronic delivery and market-leading levels of service.

Evolution Risk Services Ltd

Evolution Risk Services is the Group's service delivery arm. It provides a broad range of value-added services to broker partners and end customers.

Proactive avoidance and management of risk is central to our philosophy. We deliver client funded Risk Management surveys addressing a wide range of risks as well as other services such as risk management training and statutory inspections.

We operate specifically to enhance our core insurance offerings. By providing a broad spectrum of modern insurance-related services we aim to ensure that our customers and broker partners gain a genuine service edge.

Evolution Technology Services Ltd

Evolution Technology Services (ETS) is the Group's software development subsidiary. It provides systems which meet the complex and rapidly changing requirements of a modern insurance business.

We focus on leveraging modern technology and techniques to deliver high quality software and provide our customers with a leading advantage in terms of time to market, system performance, functionality, ease of use, scalability, reliability and security.

The People

Paul Upton ACII
Group Chief Executive

Paul is an original founder of the Group. He has held a number of senior Underwriting roles within the Insurance Industry and is well known in the broker market. Paul was appointed Chief Executive Officer of Evolution Underwriting Group in April 2013 after serving as a Director in various roles since 2004.

Scott Colyer

Scott has over 20 years experience in Commercial Underwriting and looks after all aspect's of Evolution's technical underwriting, claims and binder performance management. He has previously worked for RSA, AXA, Fusion and Independent Insurance.

Paul Starling

Paul is responsible for risk services, operations and project management within the Group. He has a background in systems analysis and operations management and has previously worked for Thames Water, PwC, REAL Solutions and AXA.

T: 01622 312300
Evolution Underwriting Limited is authorised and regulated by the Financial Conduct Authority.
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